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While this happened there were. Premier Mortgage Funding, Inc – filed for bankruptcy premium funding Corp. – closed Primary Residential Mortgage Inc. – acquire The executive mortgage group principal mortgage fund, Inc. – to buy Fair home lending financial, Inc. Priority Funding Mortgage Bankers – believed to have ceased operations.

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However, PMI doesn’t pay off your loan if you die. In fact, it is intended more as a protection for your lender if you don’t repay your debt. Mortgage protection insurance is an option if you want this type of death benefit. When you pay down at least 20 percent of a home’s price, you minimize the risk to the lender.

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