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Enter Down Payment: The funds you put upfront to get a home loan. This amount can vary from $0 for VA loans, 3.5% for FHA Loans and 20% for conforming mortgages. VA Loans. Exclusively for Veterans and Military Personnel. We have the knowledge and experience to guide you through your VA loan. FHA Loans.

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FHA Loans in Sebring, FL Once you decide between an adjustable or fixed rate loan, you will also need to decide what type of lender you wish to borrow from. There are government insured lenders, like the FHA and the VA, or there are regular private lenders. A traditional mortgage loan is not guaranteed or insured by the federal government.

Many of our bestconstruction mortgage loan options include a provision for float down so that a borrower may re-lock at the new lower interest rate. Florida Construction Loans with Optional Interest and Contingency Reserves – Supporting the expenses of two households can be a budget buster during the months when a new custom home is being built.

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