Physician loans, also referred to as doctor loans, present a unique set of circumstances for lenders because new doctors do not have any work history and usually have a significant amount of student loan debt.
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On April 25, 2017, Fannie Mae announced an expansion of its student loan cash-out refinance program. Additionally, the mortgage giant announced new policies to ease credit requirements on borrowers. Fannie Mae already offers a mortgage refinance program aimed at tackling student loan debt. But they’ll also make changes to how mortgage lenders.
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Lines of Credit.. That's why we're pleased to offer the BMO Harris Physicians' Mortgage. Open to residents, fellows and existing or newly licensed medical doctors2, the. We impose no income history requirement (proof of future income , like. Physicians who take out mortgage loans equal to 100% financing will not .
Jack M.Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania and author of The Mortgage Encyclopedia.Throughout his career, Professor Guttentag has been concerned with the difficulties faced by consumers in the home loan market.
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