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Whether you're buying a car, taking a vacation, or just need cash for a special. Let our lending experts help you with your next home purchase or refinance.. We are ready to help you finance a car, truck or even a recreational vehicle.

Determining if You’re Ready for the Commitment of Buying a Home. Buying a house is a big commitment, so before you start house hunting and comparing mortgage rates, take the time to examine your current situation and how it could change in the future.

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BUYING A HOME. The more you know about the mortgage process, the easier it is. Whether you’re buying your first home, your next home, or a vacation or investment property, these tips and tools may help answer any home buying question.

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When using a cash-out refinance to pay off debt, make sure you are not at risk of running up that. You will need equity in the home before you can take cash out.. Document fees: These pay for preparing, notarizing and recording loan documents. "Don't use a home loan to go on vacation," says Martin.

Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH offers a wide variety of loan options, including conventional, VA and FHA.

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The amount of equity you need to complete a refinance will depend on a number of things including the investor in the mortgage (Fannie Mae, Freddie Mac, FHA, VA, etc.), the loan purpose (rate/term or cash-out), the occupancy status of the property – is this your primary property or a vacation home? – and the number of units in the property.

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Whether you're thinking about buying your first home or that vacation home you' ve always wanted, we offer mortgage solutions for needs big and small-and.